All news on the topic: Mortgages

1248
Mortgage guarantee scheme extended again in fresh help for first-time buyers
The mortgage guarantee scheme allows would-be property buyers access to 95% loan to value (LTV) mortgages - meaning you need a 5% deposit - on properties worth up to £600,000
1353
Mortgage customers set to receive payouts 'worth thousands' after major ruling
The payouts come after a landmark ruling from the Financial Ombudsman Service (FOS) which said Co-op Bank applied "unfair" interest rate rises to mortgages
819
Mortgage relief as Halifax, First Direct and HSBC among lenders cutting rates
Mortgage rates have been dropping over the last few months with major UK lenders now offering more mortgage products under 5%
1269
Baffled first-time buyers struggle to understand mortgage jargon, study finds
Terms such as LPA and conveyancing sound like another language for first-time buyers - making mortgages even more difficult to understand.
1001
Mortgage guarantee scheme 'could be extended again' in Autumn Statement
The mortgage guarantee scheme allows first-time buyers to take out a mortgage with a 5% deposit - the Government then promises to cover some costs if your lender loses money
1135
Mortgage rates hoped to be nearing a peak as UK banks go under the spotlight
Barclays, Lloyds Banking Group and NatWest Group are due to update shareholders on their third-quarter earnings and outlook for the year
956
Bellway to build fewer homes due to falling demand and rising mortgage costs
Housebuilder Bellway has warned it will build nearly a third fewer homes over the year ahead amid slumping demand and falling house prices
1356
Nationwide and Skipton Building Society top Which? Mortgage Provider Survey
Nationwide Building Society and Skipton Building Society topped the results, both receiving overall scores of 78% - just pipping Yorkshire Building Society, which scored 75%
521
Bank of England survey reveals sharp rise in mortgage losses
Default rates on mortgages and credit cards are expected to increase in the next few months, according to a Bank of England survey of lenders
1270
The housing market is 'stuck' as mortgage rates stay at historic lows
The housing market is continuing to be affected by a backdrop of low interest rates and rising rents, with the market expected to remain subdued in the short-term
905
Experts name 10 best areas in UK for first-time buyers to get on property ladder
A Halifax study has found Eastbourne in East Sussex is among the best-value towns with a typical house price of £253,744 - 29 per cent less than the regional average
991
Bank of England warns homeowners to be careful with mortgage payments
The Bank of England has warned that many homeowners are extending the period over which they pay back their loans, which could increase the burden on them in the long run
1188
Over half of tenants are keen to buy so they can stop wasting money on rent
But one in three want a place of their own so they can start a family - with 15% putting off doing this until they have managed to get on the property ladder
814
Full list of mortgage lenders dropping rates below 5% - including Nationwide
Mortgage rates have been dropping over the last few months with several lenders dropping rates to levels the UK has not seen since July
1017
Bank of England pauses interest rates at 5.25% in good news for homeowners
Follow our live coverage as the Bank of England confirms it has held interest rates at 5.25% - we explain what this means for your mortgage, savings and debts
852
Bank of England pauses interest rates at 5.25% - what it means for your money
The Bank of England has paused its base interest rate at 5.25% today - here we explain how the base rate affects your money - from mortgages to savings, and loans
556
'My husband wants my son to start paying rent, but my son owns the house'
Mirror agony aunt Coleen Nolan advises a reader who is stuck in the middle of a family row, after her new husband clashed with her teenage son, revealing a secret she had been keeping
1293
'I couldn't get a mortgage so I spent £20,000 to turn barn into £450,000 home'
After being told she'd never get a mortgage as a single earner, Isobel Perl decided to convert a barn next to her parents' home. She says it'll be worth £450,000 when it's done
716
Hell for would-be homeowners as a fifth put plans on hold over interest rates
Among those already with a home loan, 27% have opted to make lump sum repayments to reduce their debt ahead of having to remortgage - and 13% have downsized to reduce their bills
545
Mortgage rates slashed as banks launch price war in good news for homeowners
The cuts to mortgage deals will spark hopes that rates may have peaked - although borrowers are still paying substantially more after prices hit a 15-year high last month
1343
More than one million families to run out of savings as mortgage rate soars
Homeowners who have variable rate mortgages and are borrowing £300,000 over a 25-year period have seen their monthly repayments jump by 50% from £1,200 to £1,800
681
Help is available for those who can't afford their mortgages
Consumer rights expert Martyn James runs through all your options if you're a homeowner worried about their mortgage repayments after the latest Bank of England rate hike
1255
Construction firms face the brunt of Rishi Sunak's current housing policies
The typical mortgage holder is now paying an extra £220 a month when they go to re-mortgage and it is said to be "devastating" the construction industry
1331
'Should I go for a two or five year fixed mortgage?' Pros and cons explained
The Mirror asked mortgage experts to highlight to major pros and cons for two year fixed rate mortgages and five year fixes to help you make the decision that is right for you
1339
Mortgage help – all the support on offer as interest rates hiked to 5.25%
The base rate has risen from 5% to 5.25% - as widely expected by analysts - taking it to a new 15-year high and pushing up mortgages for people on variable deals and those about to remortgage